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Fixed income needs to be an elemental part of portfolio, says Shyam Maheshwari who shares his perspective on the increasing significance of fixed income in the global investment portfolio. Bank deposits, savings accounts, etc generally formed the base for fixed income. However, over time mutual funds with liquid plans gave better tax-adjusted returns than bank deposits shifting the preference for savers. However, direct bonds, Non-Convertible Debentures, securitised products have not gained traction in our portfolios due to a lack of investor awareness as well as risk pricing of these alternatives. Shyam Maheshwari assesses that in the global market, fixed income dominates the investment portfolio and the much talked about 60:40 (Stock: Fixed Income) portfolio is a reflection of it. Granted emerging markets are more ephemeral Hence one would want to be compensated to take the risk and this is rightly available in the equity world. Equity-heavy, real estate-embedded portfolios have ...

 In a span of 24 hours, the record storm dumped more than twice a normal February's worth of rain on Sao Sebastiao, just as the town celebrated carnival. A handout from the Sao Paulo government showing the devastation caused by landslides in Sao Sebastiao, Brazil, Feb. 20, 2023 SAO SEBASTIAO: Ankle-deep in muck, Brazilian domestic worker Patricia da Silva picks her way through the debris and mud of what used to be her home, trying to rescue what she can of her belongings. Da Silva, 31, had to flee with her two daughters Sunday at dawn when torrential rain in the southeastern beach resort of Sao Sebastiao, her hometown, triggered violent landslides -- one of which tore through her house in a crush of earth and floodwater. "I'm devastated because of the destruction, but at the same time, happy we got out alive," she told AFP as she surveyed the muddy wasteland around her. In a span of 24 hours, the record storm dumped more than twice a normal February's worth of ...

Modi along with his Singaporean counterpart Lee Hsien Loong witnessed the launch of cross-border connectivity between the UPI and PayNow of Singapore via video conferencing. PM Narendra Modi. NEW DELHI:  Prime Minister Narendra Modi on Tuesday expressed hope that digital transactions will soon surpass cash as Unified Payments Interface (UPI) is increasingly becoming the most preferred payment mechanism in the country. Modi after the launch of the cross-border connectivity between the UPI and PayNow of Singapore said about 74 billion transactions amounting to more than Rs 126 trillion, which is approximately 2 trillion Singapore dolla, was done through UPI in 2022. "Many experts are estimating that very soon India's digital wallet transactions are going to overtake cash transactions," he said. A large number of transactions via UPI demonstrate that this indigenously designed payment system is very secure, he said. Modi along with his Singaporean counterpart Lee Hsien Lo...

 The bride's father told reporters that the groom's parents misbehaved with him when he had gone to their house. File Image HYDERABAD: A man called off his marriage here after he reportedly found that "old" furniture was given by the bride's family as dowry. The groom, who works as a bus driver, did not turn up for the wedding, which was scheduled on Sunday, following which a complaint was lodged by the bride's father and a case was registered, police said. The bride's father told reporters that the groom's parents misbehaved with him when he had gone to their house. "They said the items which they had demanded were not given and the furniture was also old. They refused to come. I had arranged for the feast for the wedding and invited all relatives and guests. But the groom did not come for the ceremony," the bride's father lamented. The groom's family had expected furniture among other items as dowry, but as used furniture was report...

The student told her school principal and teachers that she was sexually assaulted by her father and brother. They also allegedly threatened to kill her if she told anyone about it, the police said on Monday.  "We are verifying the facts and action will be taken as per law," a senior Gurugram police officer said. Gurugram: A 17-year-old girl in Gurugram was allegedly sexually assaulted by her father and brother, the police said on Monday. The alleged incident came to light after the class 11 student confided in her school principal and teachers, who then took her to the police station. The student told her school principal and teachers that she was sexually assaulted by her father and brother. They also allegedly threatened to kill her if she told anyone about it, the police said on Monday. After counselling and questioning the girl for nearly four hours, a police complaint or FIR was registered under sections of the POCSO Act at the local police station, they said. "...

The heart-rending incident has yet again brought to the fore the menace of stray dogs, with many sharing visuals of the attack on social media                                             The stray dogs attacked the child in a car park Hyderabad: A pack of stray dogs surrounded a five-year-old boy and mauled him to death in Telangana's Nizamabad on Sunday. Spine-chilling visuals of the incident were captured by a CCTV camera at the premises where the boy's father worked as a security guard. The child, Pradeep, had accompanied his father to work when he was attacked. In the video, the child is seen walking alone. Soon after, three dogs come charging towards the child and surround him. The terrified boy tries to run, but the dogs close in and push him to the ground. They then start pulling at his clothes as the child struggles to break free. Every time he tries to get up, th...

 He asserted that Congress is dedicated to serving the people of all communities in the State.               TPCC chief A Revanth Reddy interacts with a woman during the 'Haath Se Haath Jodo Yatra'                                                            in Manuguru mandal in Khammam district on Monday KHAMMAM: In a bold move, the president of the Telangana Pradesh Congress Committee (TPCC), A Revanth Reddy, announced that if the Congress comes to power, they will provide gas cylinders to the poor in the State for just Rs 500. As part of the Haath Se Haath Jodo Yatra, he visited Manuguru on Monday. Additionally, he said, the party would provide Rs 5 lakh to every financially backward family for the construction of houses. He urged tribal farmers to support Congress and promised to distribute patt...

 However, Qadeer was kept behind bars for at least five days and beaten up. Image used for representational purpose only. MEDAK: With each passing day, Medak police are finding themselves in deep trouble with regard to the death of Md Qadeer. People from different sections of society have been vehemently condemning the police for allegedly beating up the victim so ruthlessly that he succumbed later in a hospital. Even as the Medak police have maintained that they are not responsible for Qadeer’s death, they have not been able to convincingly answer the questions being raised by the victim’s family members. The way police handled the entire case has also put a question mark on the ‘friendly policing policy’ of the State government. After the suspension of four cops — Medak town CI Madhu, SI Rajasekhar, and Constables Prashanth and Pawan Kumar — on Sunday, the victim’s family member demanded that criminal cases be registered against them. It may be mentioned here that a case of chain...

Earlier this month, a 16-year-old girl, who was swimming with dolphins, died after being mauled by a shark in Australia.                                     Lifeguards evacuated the beach soon after the attack. An Australian tourist died after being attacked by a shark off a crowded beach in New Caledonia, according to a report in CNN. The 59-year-old was swimming near a pontoon in capital Noumea when the shark attacked him around 4pm on Sunday, the outlet further reported quoting New Caledonia 1. The man was rushed back to the shore by two people who had been riding a jet ski and tried to revive him by giving CPR but the effort was unable to save his life. Lifeguards evacuated the beach as soon as they got to know about the attack, ABC News reported.  Beaches in Noumea, a popular destination among tourists, were closed. "Swimming and nautical activities are closed in a 300-meter coastal ...

As villagers alleged he was shot dead by Karnataka forest personnel, tension prevailed in areas including Kolathur bordering the neighbouring State and Tamil Nadu and Karnataka authorities have deployed adequate policemen to maintain law and order.                         MK Stalin Condemns Karnataka "Firing" Incident That Killed Tamil Nadu Man  Salem/Erode: The body of a 40-year-old man who went missing days ago on the inter-state border between Tamil Nadu and Karnataka was found floating on the banks of River Palar on Friday in Erode district, police said. As villagers alleged he was shot dead by Karnataka forest personnel, tension prevailed in areas including Kolathur bordering the neighbouring State and Tamil Nadu and Karnataka authorities have deployed adequate policemen to maintain law and order. Vehicular traffic movement was also affected for sometime. Tamil Nadu political parties condemned the 'killing' an...

Nikki Yadav murder: The police have taken Sahil Gehlot and his father Virender to the dhaba where Nikki Yadav's body was found in a fridge.  Nikki Yadav murder: Sahil and Nikki got married in a temple 3 years back, according to the police New Delhi: The father of Nikki Yadav's partner, who killed her and stuffed her body in a fridge at a roadside restaurant owned by his family in Delhi, had been arrested in a murder case earlier, said police sources on Monday. The police have taken Sahil Gehlot and his father Virender to the dhaba where Nikki's body was found in a fridge, to recreate the crime scene, sources said. The police produced Virender, Sahil's two cousins Ashish and Naveen, and two friends Amar and Lokesh, at the residence of the Duty Magistrate on Friday. Sahil and Nikki got married in a temple three years back, according to the police. Nikki had invited her family to the wedding but they did not approve of the marriage due to caste differences. Suspecting th...

SNS College of Technology and SNS College of Engineering share a twin campus which is built on 23 acres of land. Dr. S N Subbramanian MTech., Ph.D., MBA., M.Phil., Ph.D., is the honorary Chairman of SNS Group of Institutions. Dr. S Rajalakshmi, B.Sc., M.B.B.S., D.G.O. is the Managing trustee and correspondent of the colleges and Dr. S Nalin Vimal Kumar , B.E, M.S, Ph.D., is the MD of SNS College of Technology and their other institutions. Dr. S N Subbramanian Dr. S N Subbramanian , the chairman of SNS Colleges is the true architect of all the activities undertaken by SNS Group of Institutions. A visionary who has defeated insurmountable challenges to rise up in life as a leading educationalist, Industrialist and philanthropist. Today, he is leading SNS College as one of the fastest growing and most promising educational institutions in Coimbatore. Under the guidance of the chairman and MD, SNS College continues to provide an outstanding educational experience rooted in strong discipli...

Performance anxiety is a common feeling among students during the preparation and writing of board exams. Exam anxiety hinders learning and impairs working memory. Almost every student experiences some level of stress throughout an exam, but some students may have significant anxiety that negatively impacts their exam performance. Here's how to deal with board exam anxiety. The pressure to perform well, the fear of failure and the high stakes of the exams can cause significant stress and nervousness. The pressure to perform well and the fear of failure can lead to a range of physical and emotional symptoms, including sweating, headaches, a rapid heartbeat, and feelings of overwhelm. This type of anxiety can have a negative impact on a student's performance and well-being, leading to decreased motivation and confidence. Prime Minister Narendra Modi, in the recent 6th edition of Pariskha Pe Charcha, discussed the various issues raised by students of Classes 10 and 12 regarding th...

As per reports, the Musk-led social media company has shut two of its three offices in India and the staff have been asked to work from home. After conducting mass layoffs in 2022, Elon Musk is now shutting Twitter offices. As per reports, the Musk-led social media company has shut two of its three offices in India and the staff have been asked to work from home. Musk had previously fired 90 per cent staff of its roughly 200-plus staff in India. Apart from Delhi, Musk has shut its Twitter office in Mumbai as well. After conducting mass layoffs in 2022, Elon Musk is now shutting Twitter offices. That said, Twitter continues to maintain an office in Bengaluru, which is primarily staffed by engineers, the sources reveal. Notably, India isn't the only country where Musk is shutting offices. The billionaire CEO Elon Musk has fired employees and closed offices around the world, indicating that he may be deprioritizing the Indian market for now. Ever since Musk has fired employees, Twitte...

A total of 763 college students were distributed debit cards along with gift hampers in the second phase of ‘Puthumai Penn’ scheme in Ramanathapuram district, on Wednesday. On the occasion, Collector Johny Tom Varghese said that already 1,059 college students, who had undergone their schooling from 6th to 12th classes through Tamil Medium of instruction in government schools were being given the monthly assistance of ₹1,000 since last September. Gift hampers under ‘Puthumai Penn’ distributed in Virudhunagar, Ramanathapuram Students in 2nd to 5th year pursing Arts and Science courses, medicine, law, and agriculture were eligible to benefit under the scheme. The assistance was being credited to their bank accounts. The Collector told the students to make the best use of government assistance and come out with flying colours in their academic pursuit. District Social Welfare Officer Shanthi; District Lead Bank Manager Karthik; Tahsildar Saravanakumar; and Principal of Mohammed Sathak Engi...

The measure of academic excellence of a city is the education of that city and it also ensures the economic development of that particular region and the whole country. In the last 2-3 decades, we have seen how IT engineers and management professionals from India have captured the industries all over the world. Indians are becoming CEOs of many big multinational companies. Even in many countries people of Indian origin are now becoming ministers and prime ministers. It is clear that whether it is the field of technology or medicine or even politics and diplomacy, everywhere there is a need for research and development, significant innovation and a progressive mindset. All these qualities are the fruits of quality education, which take a nation and its people forward. Today people from all over the world want to know why Indian professionals are hoisting their flag all over the world including America and Europe. Which cities of India are ahead of other parts of the country in terms of ...